The six stages of financial independence for therapists and educators (with Ben Hockema)

In this conversation, Ben Hockema and I discuss how to create a solid financial plan in your career so you can focus your time and energy on the impact you can make. 

We discuss all kinds of possibilities; whether you want to stay in your current position as a therapist and/or teacher, whether you want to add an additional income stream, or whether you know for certain you want to start a business full time. 

We even talk about ways to explore opportunities if you have lots of ideas in your head and aren’t sure which direction is best for you. 

Ben is a Certified Financial Planner and the founder and advisor of Illuminate Wealth Management. He works with individuals, families and small business owners on their full financial picture; everything from cash flow and paying for education to saving and investing for big goals such as retirement, to individual and small business tax planning so that his clients can gain clarity and develop a path that is unique to their own goals, hopes and dreams. 

In this conversation, we discuss:

✅How much should be in your emergency fund? 

✅How much should you save before quitting your job and focusing on your business full-time? 

✅Understanding the difference between debt, investments, and ongoing expenses in business and life. 

✅Resources for creatives who love helping people, but are uncomfortable navigating financial planning. 

✅Stability, freedom, and impact: How we can find the balance between all three. 

You can learn more about Ben’s resources for talking to kids about money here:, and his financial planning services here: You can also connect with him on LinkedIn here:, or learn more about the National Association of Financial Advisors College Affordability Project here: You can learn more about the Profit First framework here: 

In this episode, I mention the School of Clinical Leadership, my program that helps related service providers design services that support executive functioning in K-12 settings. You can learn more about the program here: 

Be sure to check out the BE podcast network for educators and aspiring leaders. If you’re looking for shows to inspire you to level up in your career or more effectively serve students, we’ve got you covered. Learn more about the BE podcast network at

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The six stages of financial independence for therapists and educators (with Ben Hockema)